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Value Added Services

The Medical Aid Society of Malawi has implemented a USSD-based Mobile Service which works like MO626, EazyMobile, AirtelMoney or Mpamba.

The service has two main components – Service Provider Module and Member Module.

1. The MASM Group Funeral Policy

Effective 1st July 2020, the MASM Funeral Benefit is now provided through the MASM Group Funeral Policy, underwritten by NICO Life Assurance Company Limited. In the event of death of the insured life, the MASM Group Funeral Policy provides funeral services to ensure the deceased if provided with a decent burial in line with our promise to provide our members with cover “from the cradle to the grave”.

The policy provides funeral service through registered Funeral Service Providers that have been duly vetted and approved by NICO Life to ensure quality of service.

This is a departure from the previous arrangement where a cash pay out was made to the bereaved family. The new policy ensures that the deceased is accorded a dignified and decent burial.

The pensioner’s facility provides relief to long serving members that have been loyal to the society by giving back to them in the form of discounted contribution rates

To qualify for this facility, a member must satisfy the following:

  • Be applicable for individuals above the age of 65 years and must have retired from any economic activity
  • Must have been a member of MASM for 20 years
  • Once an individual qualifies, their contribution fees will be reduced by 50% upon meeting the mentioned points and disclosing that information to MASM.
  • This facility is applicable to Econoplan, Executive and VIP Schemes only.

This is an alternative MASM contribution payment facility.:

This is a Chronic medicine benefit facility that provides members with access to chronic Medication.

  • All chronic illnesses including Asthma, Diabetes, hypertension (high Bloodpressure) etc. are covered.
  • The Society pays 50% for EXE members on all chronic medication; 80% for VIPMembers for chronic generic drugs (CGDs) and 50% for chronic branded drugs(CBDs).
  • MASM Serve application forms are available from MASM offices and theRegistered service providers.
  • MASM Access letters are produced after completion and delivery of the form.
  • This allows members to get chronic medication from various service providersas long as they have registered with MASM at the mentioned coverage.

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